Would a child have bad credit when they grow up if someone used their information on bills?

4th January, 2009 - Posted by admin - 19 Comments

My friends ex used his daughters social security number on a cable and telephone bill totaling up to about $1,500. Will she have bad credit when she grows up? Submitted by: boynton561 Share and Enjoy: Share and Enjoy: Read More

What effect can having bad credit have on an attorney being hired by a firm?

4th January, 2009 - Posted by admin - 4 Comments

Should a person with what would commonly considered bad credit even bother taking the LSAT? Submitted by: Worddeuce Share and Enjoy: Share and Enjoy: Read More

How do I get a personal loan with bad credit?

1st January, 2009 - Posted by admin - 4 Comments

I am looking for a personal loan, but my credit is not good. I don’t want a payday loan but that is all I find on the internet when I type in personal loans for people with bad credit. Do you know any lender who will give loans to people with bad credit? I don’t » Share and Enjoy: Read More

How exactly do you get bad credit removed from your credit file?

24th December, 2008 - Posted by admin - 7 Comments

I have written letters, sent in documentation over and over again and have not been able to get items removed from my credit file. Many things are not mine, information is plain wrong even my birthday and still I cannot get them changed or removed. I pay my bills on time but due » Share and Enjoy: Read More

How do I get a credit card with bad credit or no credit in Canada?

20th December, 2008 - Posted by admin - 1 Comment

I have no credit, and my buddy has bad credit. We are going on a trip in a few months and need to apply online to get a credit card. Mastercard or Visa. Anyone know where? Submitted by: Darren S Share and Enjoy: Share and Enjoy: Read More

I have bad credit and need financing for my business to expand? Does anyone have any ideas on how to do this?

6th December, 2008 - Posted by admin - 4 Comments

Hello, I have a small residential and commercial cleaning business that I am looking to expand. I have been shopping around for financing through traditional lenders, but due to my 518 FICO score and millions of charge-offs, I can’t get fianancing. I have applied to a few non-profits in the state that I live in. I » Share and Enjoy: Read More

How can I get a credit card with rewards when I have bad credit?

1st December, 2008 - Posted by admin - 12 Comments

Hi. My wife and I both have terrible credit, and are looking for a credit card with rewards such as cash back or sky miles. We use our visa cards that are tied into our checking accounts so much that it is a waste to not get rewards, but it is hard to » Share and Enjoy: Read More

How do the bad credit no credit auto sales work?

17th November, 2008 - Posted by admin - 5 Comments

i want to get a car but have bad credit, how do these auto sales where they say bad credit no credit work? Submitted by: Mitch G Share and Enjoy: Share and Enjoy: Read More

What is the best cellphone company for bad credit?

10th November, 2008 - Posted by admin - 2 Comments

I have a friend with bad credit and she’s tired of prepaids. She’s trying to find a cell phone company that allows people with bad credit to have something at least. Which one is good. I don’t have bad credit and know most companies will give you no hassles, but don’t know anything about bad » Share and Enjoy: Read More

How can I get a business credit card despite bad credit rating in Canada?

7th November, 2008 - Posted by admin - 1 Comment

Help! I’m trying to start up a business and all I need is a $10k business credit card. But I have a bad credit rating and so far lenders insist I must have a strong co-signer. But I can’t get anyone to do this for me (long story) Any suggestions? In answer to the first responder, » Share and Enjoy: Read More

How can someone with a decent income and bad credit purchase a house or land in Florida?

12th October, 2008 - Posted by admin - 7 Comments

I have no bankruptcy. Most of my bad credit is old, and totals about 25000. Married, household income about 50,000. I’ve heard that there are places where I can still get a home loan or a land loan, but I don’t know how to go about it or who to contact. » Share and Enjoy: Read More

How do I get a Business credit card with bad credit?

7th October, 2008 - Posted by admin - 5 Comments

I am trying to consolidate my bills and get my credit clear so I can start a business.I have very,very bad credit and I am tryiing to start a business. How would I get a credit card for my business with extremly bad credit. And who will except me? Submitted by: raymond m Share and Enjoy: Share and Enjoy: Read More

How much will my hubands bad credit affect my credit?

29th September, 2008 - Posted by admin - 5 Comments

We don’t own anything together, no house, no joint acounts. Financially, we are completely seperate. I knew he didn’t have great credit when we got married, I didn’t know that it was as bad as it really is. If we always stay seperate (at least on paper) will my credit eventually go down the tubes? Submitted » Share and Enjoy: Read More

How can you get bad credit from a bank account?

28th September, 2008 - Posted by admin - 2 Comments

My mom was telling me that anyone listed in the account will suffer from bad credit even if the account is being used by one person … How is it possible to have bad credit form a bank account and is what my mom told me true? Submitted by: Michua Share and Enjoy: Share and Enjoy: Read More

Is there a good loan for people with low credit or bad credit?

25th September, 2008 - Posted by admin - 2 Comments

I have a low credit score. Most my bad credit is old credit. I have a bunch of little loans from finance companies, but they charge really high interest rates. I would like to get a loan for about $5000 to $6000 to pay these off and have one payment that would » Share and Enjoy: Read More

I have bad credit and want to buy a repo at my credit union, any suggestions on how to get a loan?

23rd September, 2008 - Posted by admin - 4 Comments

I already contacted the credit union, they wont give me the loan, its a repo for only 2700.00 but I just dont have the credit, does anyone know where you can get a small loan for someone with really bad credit? Thanks for your help! Submitted by: keynabeena Share and Enjoy: Share and Enjoy: Read More

What the best secured credit card with bad credit?

21st September, 2008 - Posted by admin - 5 Comments

Anyone know of any really good secured credit card deals for people who have bad credit? I’m looking for one preferably with minimum annual fees. Actually I just read what the difference between secured and unsecured is and I really want an unsecured credit card. Is there any that you would suggest? Submitted by: babe112083 Share and Enjoy: Share and Enjoy: Read More

What credit card could I get approved for it I have bad credit?

19th September, 2008 - Posted by admin - 3 Comments

I have really bad credit from mishaps that have happened years ago, what if any credit card would I be able to get accepted for? Submitted by: emilyl51501 Share and Enjoy: Share and Enjoy: Read More

If you have bad credit, but good income can you still qualify for a home loan in todays housing market?

16th September, 2008 - Posted by admin - 10 Comments

Is there any sort of insurance that one can buy that would provide the lender assurance against one’s bad credit? Submitted by: mt Share and Enjoy: Share and Enjoy: Read More

How long does it take to heal bad credit?

11th September, 2008 - Posted by admin - 4 Comments

This month I will pay off my final collection agency credit card bill-meaning I will owe nothing. My credit rating and history though is pretty bad-How long will it take for my credit to to’heal’? Submitted by: Toad Face Share and Enjoy: Share and Enjoy: Read More

Is there anyone on here who has had bad credit and gotten an apartment?

29th August, 2008 - Posted by admin - 3 Comments

I’m just wondering if there is anyone on here who has gotten a good apartment in a complex even with bad credit. I’m taking a teaching job far from my home town, and I need an apartment. However, my credit score is low and I’ve never rented before. Does anyone know if I can offer » Share and Enjoy: Read More

How do you get an credit card with bad credit and if you are working by cash income?

25th July, 2008 - Posted by admin - 6 Comments

I working at home because I am disable, the only way I make money is building a website to earn money and all my money go to the bank, i do not get paystub but cash because it been deposit in the bank, i want to get an credit card but I have bad credit, » Share and Enjoy: Read More

How will my bad credit change my fiances?

20th July, 2008 - Posted by admin - 4 Comments

Recently my boyfriend and i decided to get married. We had already been working on his credit because it was way cheaper to fix his than it was to fix mine. Now that his is in good standing, if mine is not fixed before we get married does that mean that we both will have » Share and Enjoy: Read More

How can I find somewhere to live with bad credit and low income?

19th July, 2008 - Posted by admin - 2 Comments

I am a single mother and have bad credit, I really have no one to help me, and i have no where to live, how can i find somwhere to live? Submitted by: Krysta Share and Enjoy: Share and Enjoy: Read More

How can you get an apartment with bad credit?

18th July, 2008 - Posted by admin - 8 Comments

My boyfriend and I want to get a place together. He has bad credit and I have basically no credit. How can we get an apartment? Is it possible? Any advice would be appreciated! Thanks! Submitted by: chickey Share and Enjoy: Share and Enjoy: Read More

How do I fix my credit when most jobs will disqualify you for bad credit?

14th July, 2008 - Posted by admin - 6 Comments

The situation seems a little unfair to me. I find myself trying to find a decent job that will pay me enough to meet my monthly obligations and make some headway in cleaning up my credit. The problem is that those jobs tend to disqualify applicants with bad credit. I’m not sure what to do » Share and Enjoy: Read More

Can you start a franchise with bad credit, and get financing?

3rd July, 2008 - Posted by admin - 3 Comments

Bad credit, no capital, and no Collateral. Is this possible? This is a functioning franchise with great sales intake. Submitted by: momoney Share and Enjoy: Share and Enjoy: Read More

How much credit line can OrchardBank sercured credit card offer me with BAD credit?

19th June, 2008 - Posted by admin - 4 Comments

Man. My company ran out of buisness long time ago, and I need about $1000 quick cash, but my credit is bad. After all research, the only option I have seems OrchardBank. How much credit line do they offer to someone with real bad credit under 520? Submitted by: Jackstarks Share and Enjoy: Share and Enjoy: Read More

Will my bad credit affect my fiance when we get married?

12th June, 2008 - Posted by admin - 6 Comments

I’m engaged and we have been putting off the wedding because I don’t want my bad credit to affect my fiance. Is this true? HELP!!!! Thank you everyone. Submitted by: TTC #1 33 Share and Enjoy: Share and Enjoy: Read More

What is the difference between good credit and bad credit?

6th June, 2008 - Posted by admin - 4 Comments

I have a lot of credit cards to pay and always make the minimum sometimes a little bit more then the minimum per month. But I don’t know the difference between good credit and bad credit. Does bad credit involve not paying your credit? what is the difference between these two terms? Submitted by: kit Share and » Share and Enjoy: Read More

How does a bad credit auto loan really work?

2nd June, 2008 - Posted by admin - 5 Comments

My credit score is probably 0 (yes I know that’s not possible) but it’s pretty bad. Say for example I want a $5,000-$6,000 car, how much would I have to put down and how much would the interest typically be? Submitted by: Derek B Share and Enjoy: Share and Enjoy: Read More

How to get an apartment with bad credit?

22nd May, 2008 - Posted by admin - 5 Comments

I am 24, single, pregnant and work two jobs. I can afford an apartment but my credit is bad due to not working for a couple months. I am living with my dad and stepmom right now but I need to get out asap. How can I get an apartment if I have bad » Share and Enjoy: Read More

How can you fix bad credit, can you wait it out until it disappears off your credit report?

18th May, 2008 - Posted by admin - 7 Comments

I’ve heard bad stuff goes off your credit report after 7 years, so can you wait it out and have decent credit again after 7 years? Anyone know how that works or what to do to fix it? Submitted by: Kristy R Share and Enjoy: Share and Enjoy: Read More

What is the easiest department store credit card to apply for with bad credit?

13th May, 2008 - Posted by admin - 3 Comments

I’m interested in applying for a department store credit card like Carsons, Target, Wal-Mart, etc. However, my credit is not all that great right now but I would like a chance to RE-BUILD it. Does anyone have any experience with getting a department store credit card but you had bad credit? I appreciate and thank-you » Share and Enjoy: Read More

Can a Co-borrower with bad credit hurt my chances of getting a student loan?

11th May, 2008 - Posted by admin - 3 Comments

I have established, good credit (Fico- 720), but my co-borrowers credit is not that good. When you apply for a loan, would they deny it because the co-borrowers credit is bad? Would it be better to just apply by myself, and would they accept me alone? I always thought a co-borrower, even with bad or OK » Share and Enjoy: Read More

How can I get a credit card to help rebuild bad or no credit?

11th May, 2008 - Posted by admin - 7 Comments

I’m looking to rebuild my credit, and a credit card seems to be the most popular way to get it done. I have had bad credit, and am now told that it is up to zero. What kind of card can I get, or can I even get one? Submitted by: rkwarner_warner Share and Enjoy: Share and Enjoy: Read More

What should we do when buying a home if I have bad credit but fiance has excellent credit?

12th April, 2008 - Posted by admin - 5 Comments

My fiance and I are looking at buying our first home. I made mistakes when i was younger with my credit and now have bad credit. I have worked out payment plans with my credit card companies and am working to repair my credit; however my fiance and I want to buy a » Share and Enjoy: Read More

What qualifications should I request to lease a home to tenants with bad credit scores?

6th April, 2008 - Posted by admin - 5 Comments

I have a home for lease and some prospective tenants have bad credit score due to foreclosure on their home. They have stable jobs and claim they can afford the rent. In addition to 1 month deposit, would most landlords require additional deposits or would they ask to look at their bank account » Share and Enjoy: Read More

If you have good credit and your spouse has bad credit, how much does it affect you?

3rd April, 2008 - Posted by admin - 14 Comments

I’m debating this with my boyfriend. He says that if he has bad credit, and I have good credit, and we get married, his bad credit will not affect me at all. I say that when we’re married ,we share money, so any monetary problems HE has become monetary problems WE have. Is he right, or am I? OH, » Share and Enjoy: Read More

What determines if I have good credit or not? Is it bad to have little credit?

9th March, 2008 - Posted by admin - 2 Comments

Just curious what my credit might be like. I have lived in a apt for the past 5 years, never been late. I have 1 credit card I use off and on. I have always made payments on time, but have never put a large amount on it. I know I have good credit, I » Share and Enjoy: Read More

Can an employer give you a company credit card if you have bad credit?

6th March, 2008 - Posted by admin - 4 Comments

I have bad credit and have a prospective employer that is looking to hire me. They provide their employees with a company credit card with our names on it, we are responsible for making payments but return our reciepts to them so they pay us back, however I am afraid if they do » Share and Enjoy: Read More

How to get a decent car with bad credit?

5th March, 2008 - Posted by admin - 8 Comments

I want to buy my first car but I have bad credit from cards I got back in highschool that i never got around to paying. I want to get a decent car, I would be ok with like a 02′ Honda Accord or somthing like that. Will I need a co-signer or will anyone » Share and Enjoy: Read More

How long does a bad credit card stay on my credit report?

18th February, 2008 - Posted by admin - 10 Comments

Greeting all, I was told by someone that after afew years of having bad credit card, it will be removed from credit report. Is this true? If yes, how long? Thanks Submitted by: alyabis Share and Enjoy: Share and Enjoy: Read More

How can you get an apartment in Chicago with bad credit?

14th February, 2008 - Posted by admin - 2 Comments

My friend is trying to get an apartment and has not been approved yet. He applied for two different apartments, both of which he was not accepted due to his bad credit. What can a person do to get around this problem. He makes plenty of money, he just has a bad credit history. Does » Share and Enjoy: Read More

Where can a person with bad credit get a loan to pay off debt?

1st February, 2008 - Posted by admin - 5 Comments

I had some trouble with credit cards in the past and it’s all catching up with me now. I would like to get a loan to pay off all of my debt so I can start fresh again. I have a full-time job and I just want to get my credit back on track. » Share and Enjoy: Read More

How can a person with bad credit buy a car without a co-signer?

30th January, 2008 - Posted by admin - 13 Comments

I have only owned old cars that were passed on to me by my father. I have never actually went to a dealership and bought a car before. I feel trapped! The car I have now is falling apart! My parents and friends eathier have no credit or bad credit, but mostly just bad credit. » Share and Enjoy: Read More

bad credit, looking to move into an apt that does a credit check?

30th January, 2008 - Posted by admin - 6 Comments

I am looking to move into a great, CHEAP 2 bedroom apartment with my daughter, and sister. My sister has decent credit, not great, not bad. I have terrible credit. Just awful. They run a credit check on all adults applying to live there. There are other apartments out there, » Share and Enjoy: Read More

Can you become a police officer with bad credit or bankruptcy on your credit report?

24th November, 2007 - Posted by admin - 5 Comments

I am going to be taking the Basic Law Enforcement Training program this year. I should be done in December, so hopefully I’ll be finding a job around early January. Anyway, I currently have bad credit. 545 score to be exact. I have heard it’s very difficult to become an officer with bad » Share and Enjoy: Read More

I have bad credit and am desperate to find an apartment in Mass?

20th November, 2007 - Posted by admin - 5 Comments

I am currently going through a divorce and one of the main reasons I am divorcing my soon to be ex is that he has ruined me financially. My house is foreclosing and I need to find an apartment between Dighton, Ma and Bridgewater, Ma. Here’s my problem. My credit since I » Share and Enjoy: Read More

What happens if you have a bad credit record in the US?

13th November, 2007 - Posted by admin - 3 Comments

What kind of problem you get if u have ruined your credit record or you have bad record or you have a debt in the US?I would like to know if for example landlords or employers check your credit before signing a contract? Submitted by: A.D Share and Enjoy: Share and Enjoy: Read More

How to find an apartment with bad credit?

9th November, 2007 - Posted by admin - 2 Comments

It seems that no matter how much money you make if you have bad credit you may end up on the street. Is there any way to get around this? Assume there’s no co-signer. Are there any places in the ‘408′ someone knows about where they look at references instead? Thanks to » Share and Enjoy: Read More

How much bad credit does it take to affect my credit scores?

8th November, 2007 - Posted by admin - 2 Comments

I am debating trying to pay off a BIG amount($4000) and am not sure how to go about it. I don’t have the money for min. payments and don’t have any marks on my report yet. So how bad is it to get this on my credit report? Submitted by: smilez Share and Enjoy: Share and Enjoy: Read More